Explaining Lease Options 

Welcome!

If you are looking to buy, you will see we are fair and easy to work with if you don’t have the best of credit, and most importantly, we want the process to go as smoothly and quickly as possible, so you can move on to your future goals.

We work with buyers who want to secure a home and live in it now. Don’t let your prior credit dings keep you from moving into the home of your dreams now. If you have bad credit, all that we ask is that you have a willingness to improve your credit-score so you can qualify for a loan at the end of the lease period. We have several resources to help you achieve this goal.

• Faster Equity Growth:  Equity accumulates much faster(five times or more!) than with conventional financing through a bank or lender.

• Rent money is working towards purchase: Every month a portion of the rental payment (typically $100.00 to $500.00) is credited towards your down payment or off the sales price.

• Option Money is credited towards purchase: When you sign a lease option contract , you will pay seller an option deposit. This money is your vested interest in the home and will be fully (100%) credited to you when you buy the home.

• Minimum cash out of pocket: When you purchase a home the conventional way, you must pay at least 5% down plus closing costs and prepaid fees. When you buy with a lease option, you only pay first month's rent and small option deposit. This will save you between 24% and 85% every time you buy a home.

• Frequently no down payment at close: Since you have given the seller an option deposit an you have been receiving monthly rent credits, there will frequently be very little or nothing left to pay for a down payment closing.

• Profits from appreciation: Since the sales price is locked in before closing (as specified in your agreement), any increase in property value will mean that your equity( what you owe minus that it's worth) is increasing in the home.